car totalled
Registered User
Joined: Mar 2002
Posts: 1,711
From: Canadian West Coast
Well, that's good for you. Glad things worked out.
However, I guess this is PRECISELY why the rest of us poor saps have to pay a friggin thousand dollars a year more for OUR insurance nowadays compared to a couple of years ago! To cover for other people's claims like this. Having a car insured under a parent's name works good for you, but we're the ones getting screwed in the end with higher claims because the people responsible for the damage are not actually having to pay for it...
However, I guess this is PRECISELY why the rest of us poor saps have to pay a friggin thousand dollars a year more for OUR insurance nowadays compared to a couple of years ago! To cover for other people's claims like this. Having a car insured under a parent's name works good for you, but we're the ones getting screwed in the end with higher claims because the people responsible for the damage are not actually having to pay for it...
Registered User
Joined: Dec 2002
Posts: 797
From: Surrey, BC
i can't wait to see what my insurance is gunna cost next year....
20 years old with a 20% discount and they are jacking up my rates again. i sometimes wonder why i don't just insure it under my parents name, but then i realize i don't want to have the possiblity of getting in an accident and getting royally fucekd over by icbc for insurance FRAUD. all you guys that do that it is fraud and i honestly hope some people get caught so i don't have to pay as much for my insurance, so someone else can claim it under someone else's name.
20 years old with a 20% discount and they are jacking up my rates again. i sometimes wonder why i don't just insure it under my parents name, but then i realize i don't want to have the possiblity of getting in an accident and getting royally fucekd over by icbc for insurance FRAUD. all you guys that do that it is fraud and i honestly hope some people get caught so i don't have to pay as much for my insurance, so someone else can claim it under someone else's name.
Thread Starter
Registered User
Joined: Sep 2001
Posts: 225
From: richmond bc canada
my 8 accidents maybe i shuda clarified.... only 1 has been claimed... and none of them have been going over 20km/hour except the most recent (goin 45 or so).... parents insurance is lower cause they havent gotten in an accident in over 20 years...
edit: insurance is also going under my name asap
edit: insurance is also going under my name asap
Last edited by zman0069; Jul 24, 2003 at 11:27 PM.
Registered User
Joined: Sep 2001
Posts: 1,074
From: Richmond B.C. Canada
Originally posted by mr_muff
i can't wait to see what my insurance is gunna cost next year....
20 years old with a 20% discount and they are jacking up my rates again. i sometimes wonder why i don't just insure it under my parents name, but then i realize i don't want to have the possiblity of getting in an accident and getting royally fucekd over by icbc for insurance FRAUD. all you guys that do that it is fraud and i honestly hope some people get caught so i don't have to pay as much for my insurance, so someone else can claim it under someone else's name.
i can't wait to see what my insurance is gunna cost next year....
20 years old with a 20% discount and they are jacking up my rates again. i sometimes wonder why i don't just insure it under my parents name, but then i realize i don't want to have the possiblity of getting in an accident and getting royally fucekd over by icbc for insurance FRAUD. all you guys that do that it is fraud and i honestly hope some people get caught so i don't have to pay as much for my insurance, so someone else can claim it under someone else's name.
Thread Starter
Registered User
Joined: Sep 2001
Posts: 225
From: richmond bc canada
todd... u speak the truth, they have to prove that you drive the car more than 4 days a week... ie, in this case, all claims/tickets on the car are under my name, all repair records are under my name, and they know all this, but they cant pin it down cuz theres still the possibility that my mom drives the car, since its insured for "pleasure use"
Registered User
Joined: Jul 2003
Posts: 439
From: West Kootenays
Originally posted by todd15
Bite me...we will see if i ever get charged with insurance fraud....lots of ways around it
Bite me...we will see if i ever get charged with insurance fraud....lots of ways around it
Registered User
Joined: Sep 2001
Posts: 1,074
From: Richmond B.C. Canada
My point is,,,, I know if your parents were willing to put the car in there name for you.... you would do it too....My parents trust me....and im not an idiot driver....now when I buy my other car in the fall...I am putting it in my own name...but now I have carefully decide what car I can afford insurance for under my name
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