This may be a silly question.............I feel rather stupid for asking it.
Is it possible to get some special insurence for the track?
I've never been to the track for fear of losing it and hitting the rail, or worse the other car.............
I have heard stories of guys who wreck there new cars at the track and are stuck with huge payments on a large paperweight.
Your help is much appriciated.

 

Since you're in Canada this is easy.

http://www.bakerinsurance.com/RaceCar2000.htm

You can get coverage but as soon as you use the car, there is no coverage. What the coverage is for is insurance to protect your investment from anything other than usage.

No insurance company will ever insure a competition vehicle while it's in use. It's just like the waiver you sign when entering a track. Any damage done to your vehicle is not the tracks fault.

Minimum premium is $150 and you can get 2 types of coverage. Market valve and appraised replacement value. Premiums work out to $1.40 per $100 value which is dirt cheap compared to regular car insurance however it only covers competition vehicles. Replacement value on my race car would be about $20,000. The premium would be $280/year with a $500 deductable. That's a small price to pay to protect a race car investment from theft, vandalisim etc. It would also be covered if I was in an accident while towing it. We've talked to the company. Even though the web site says there's no coverage while in the pit area it actually means "when the vehicle is running". If it's parked in the pit overnight and gets stolen, it's still covered.

All prices are in Canadian funds.

 

Best thing I can tell you to do is... bring a trailor with you and if something happens but it on the trailer and bring it home quite like. And make a nice "accident scene on a backroad" unless you get mechanicial damage then there is nothing to do put pay for it. Now I am not saying that I have done this but you could use it as something to think about.