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What insurance are you guys using?

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Old May 16, 2005 | 11:12 AM
  #1  
Camride's Avatar
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What insurance are you guys using?

I had originally heard good things about Esurance, but I'm now starting to hear some bad stuff. It seems that they give you a nice low quote to begin with then slowly raise your rates after 6 months or so. This is happening with my fiance right now, they just raised her insurance $200 for absolutely no reason. So we need to find a new insurance company for her. She has a perfect record except for one ticket she got about a month after she moved to FL. That ticket was about a year ago.

So what do you guys recommend? I've heard good things about State Farm and AllState. I'll probably try to get some quotes for her soon from those 2 companies.
Old May 16, 2005 | 11:28 AM
  #2  
teke184's Avatar
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From: US 1 Mile Marker 52 in the Florida Keys
Re: What insurance are you guys using?

i've been happy with geico for the past 4yrs.

currently have the car in the sig, 27yrs old, totalled my 96Z almost 2 yrs ago. no other tickets on my record.

i pay $116 a month.

before the wreck on the 96 i paid $100 (right after i turned 25), after the wreck it went to $130. and just recently dropped to the current level.
Old May 16, 2005 | 12:38 PM
  #3  
Camride's Avatar
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Re: What insurance are you guys using?

We've both tried Geico and got outrageous quote. I've never been able to figure out how anyone saves money with Geico. I don't have much of anything on my record either and they quoted me almost $3000 a year for liability only on a 8 year old Honda Accord! That's just rediculous! They quoted my fiance like $1700 for liability only for her Corolla when Esurance was $600. I don't think Geico will work for us.
Old May 16, 2005 | 01:06 PM
  #4  
jy211's Avatar
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From: Miami Florida
Re: What insurance are you guys using?

I've had Progessive since 95'....been happy with them.
Old May 16, 2005 | 01:20 PM
  #5  
JimMueller's Avatar
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From: Casselberry FL USA
Re: What insurance are you guys using?

Geico won't insure my car again

I thought Progressive's policies were pretty liberal, and the rates weren't bad. I'm using Nationwide right now. I'm currently paying $160/mo, but I've got some things on my record which need to fall off.

I've heard great things about State Farm if you have a clean record.
Old May 16, 2005 | 02:02 PM
  #6  
Blackphantom's Avatar
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Re: What insurance are you guys using?

i have allstate 19yrs old full coverage but its a whoping 230 a month
Old May 16, 2005 | 02:51 PM
  #7  
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Re: What insurance are you guys using?

I am on Progressive now...

ehh... not to sure about Geico... they want you to list your mods bigtime, saying you street race if you modify your car, and I heard rumors they are not paying claims if you are modded. But could be just rumors. But I am learning the hardway, ****ty insrance blows. Worth the extra money for good insurance.



PS I have heard esurance is a bitch if you ever have a claim.
Old May 16, 2005 | 03:01 PM
  #8  
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Re: What insurance are you guys using?

Geico
http://www.quarter-mile.net/images/geico.gif
Old May 16, 2005 | 05:03 PM
  #9  
wrastler's Avatar
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From: Orlando, UCF, FL
Re: What insurance are you guys using?

My Dad has been with Statefarm for about 30 years! Hes been with the same agent for almost 15 I believe. I've been with them for almost 4 years. We've never had a problem with them...just think...thats 30 YEARS of problem free insurance! lol, Im happy with em.
Old May 16, 2005 | 05:49 PM
  #10  
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From: Deltona, FL
Re: What insurance are you guys using?

Esurance has raised my rates the last go around, but they are still way less than anyone else. Have had 2 claims where the other party paid, but esurance was ready to pay and reclaim loss within 24 hours. No complaints.
Old May 16, 2005 | 07:04 PM
  #11  
FedZ's Avatar
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From: Winter Springs, FL
Re: What insurance are you guys using?

State Farm, I am an old guy (37), so my rates are fairly cheap. I have my Z28, Hayabusa, Corvette and Grand Cherokee all for about $240/month.
Old May 16, 2005 | 10:10 PM
  #12  
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Re: What insurance are you guys using?

Used to use Allstate till they got all goofy. Payment plans changed ect... Moved to State Farm and am very happy again. Go call Rocco English...
=
Old May 16, 2005 | 10:57 PM
  #13  
wrastler's Avatar
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From: Orlando, UCF, FL
Re: What insurance are you guys using?

Originally Posted by FedZ
State Farm, I am an old guy (37), so my rates are fairly cheap. I have my Z28, Hayabusa, Corvette and Grand Cherokee all for about $240/month.

I'm a young guy (19) I have my Z28, my Z28 and my Z28...all for about $197/month...damn the insurance companies least I can count on statefarm comin thru if I ever need em tho.
Old May 17, 2005 | 05:29 AM
  #14  
john storie's Avatar
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Re: What insurance are you guys using?

$360 a month here...
expensive, but we got a 17yo daughter.

and we've totalled 2 cars in last 6 years...one on roof.
and USAA has POUNDED Geico in court for one wreck when was my kids fault,
and they B-slapped the lady in the Stratus who put the F-150 upside down.

so yeah, i'm with Eric, i'd rather pay abit more, and know they will handle problems.

USAA if you have any military connection.
https://www.gc.usaa.com/inet/gas_cor...D=cp_aboutusaa
Old May 17, 2005 | 06:47 AM
  #15  
teke184's Avatar
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From: US 1 Mile Marker 52 in the Florida Keys
Re: What insurance are you guys using?

"they want you to list your mods bigtime, saying you street race if you modify your car, and I heard rumors they are not paying claims if you are modded. But could be just rumors."

i never listed any mods on my 96 or my 99. i don't think they ever asked. seems like someone asked if i had any stereo stuff once...and i don't.

i was well modded when i totalled my 96.

talked to the claims guy about buying it back and he asked why...i told him i had $2500 in mods on it. he let me go to the junkyard and strip all them off. no problems.

only complaints i had were that it took a month to get my check from them. but then again this IS the keys...we work slower down here.



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