Comprehensive is the coverage for when you break your windshield, hit a deer, get your CD player stolen, etc. It's not collision, and claims against a comprehensive policy rarely result in the car getting "totaled".

 

A little "typo." I actually have comprehensive and collision on all 3. There is an alarmingly large % of uninsured and under insured drivers in SC, I'm sure you've heard of this?

The 67 is insured under a "stated value" policy for $8,000. Unlike "classic vehicle" insurance, I have no driving restrictions, other than "under 5,000 miles per year." Not a problem, I only put 3 or 4,000/yr on it anyway.

The S-10 is my daily driver. In order for me to have the "full coverage" on the 67, State Farm required my DD has "full coverage" as well. Because of all the discounts, it's super cheap to have the Z71 "fully insured" so I have it on that as well.

Basically, the S-10 is 600/yr, the Z71 is 350/yr, and the 67 is 250/yr.

I hope that makes sense. I don't mind paying $1,200/yr for 3 vehicles. 13 years ago when I was 16 I was paying $1,400/yr for liability only on one vehicle.

 

I have "stated value" on both my 67 Camaros as well. I could probably save a boat-load on both with "classic vehicle" insurance as I drive them well under 5k miles a year, however I get a multi-car discount as it is... 5 cars, 3 drivers.