Running the numbers out...I'm looking at a few more months before I take delivery and I'm looking at a 3.99% for 60 mo. with around 13,150 down. That puts me at around $450/mo. or so. Not too bad for almost $38k driveout. Low interest with a bigger downpayment makes a LOT of difference.

 

ill have mine paid off in 3 years anyways

 

the rate definitely makes a differences when i punched in the total for the estimated monthly payments on at gm website it put me at a rate of 8.3 of something, i was like jeez thats it, the payments were fairly high, compared to other rates i was looking at.

 

So quick update I went to the bank asked for 20k for 60 month loan, I have all debt paid off and the said nope. so looks like I going to be waiting until christmas time. maybe they will have the hud and navi out by then.

 

is that right? that seems god awful high. 7% apr at 6yrs should be what, around 600? well maybe if you didnt put anything down. Anywho, to answer the OP, the banks will finance typically anyone, its just at what rate they will do it at.

 

we got a 3.9 on a 36 mo. loan for just at $600/mo... credit score is 730