Old 07-17-2002, 06:47 PM   #1
WeTDrEaM
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Exclamation Need Major help for insurance for the SS...

Well I kinda have a little problem... I have 9 points and State Farm wants $5,800.00 for 6 months insurance on my SS.

Does anyone have a lot of points that is getting a halfway decient rate. I'm not askin for a miracle just something better than $5,800.00 for 6 months.


Thanks,
Danee Popovski
1997 Camaro SS "WeTDrEaM"
"An Even WeTTeR DrEaM for 2002"

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Old 07-17-2002, 06:51 PM   #2
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Try this guy he's done well for me.
Brain Grey he's a Bristol West Agent
517-349-6445.I had 11 points at one time.Down to one now.He took good care of me

Good Luck
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P.S. Tell him I sent YA.

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Old 07-17-2002, 07:36 PM   #3
lt1car
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Yeah me two. I have 6 "insurance points" but only 1 on my driving license.

I pay 284 each month. Im 20 "21 next week" Im so sick of this ****.

Later,
Joe

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Old 07-17-2002, 09:52 PM   #4
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State Farm decided to raise the rates .... $160/month to $240/month.

oh and to top it off I got 7 points .... once they get wind of that ...

/me garages grand am, takes insurance off it, buys DSM until things settle down
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Old 07-17-2002, 10:07 PM   #5
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Years ago I had kinda the same problem, (348.00 per month on a 4 cylinder sunbird)
I switched to no fault and the bank never said a word.
I do seem to remember when I initially wrote the policy I told them I owned the car and there was no lien on it.
Good luck dude.


[This message has been edited by tta1415 (edited July 17, 2002).]
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Old 07-17-2002, 10:34 PM   #6
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Famous conversation

"Why dont you just get a radar detector man??"

"Because bro' by the time i detect the cops they would already have me clocked"

(Episode taking place coming off the 21 mile exit..Doing well over a hundred MPH on 21 mile rd)

Dunno man, try look



[This message has been edited by SIXSPEEDING (edited July 17, 2002).]
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Old 07-17-2002, 10:39 PM   #7
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Thumbs down

The whole thing is I need to find an insurance company that will give me a good normal rate. That price is for coverage on a stock SS.

I need coverage on a car for appraisal of $70,000!! !@^%

**HELP** **MOTHER**
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Old 07-17-2002, 10:42 PM   #8
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your SS was appraised at $70K?

Wow thats alot
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Old 07-18-2002, 12:32 AM   #9
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Buy a beater for $200.00 bucks and make the SS a recreation car. That is what I did and it cut my insurnace down by 1/3. In your case about $2000.00 dollars. I don't know how you can get around 9 points other than this.

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Old 07-18-2002, 08:44 AM   #10
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Put it in the parents or girlfriends name. I did this many many years ago.

In any case, Insurance rates are just a little to high, and when something happens they just dont want to come off with the money to fix things.
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Old 07-18-2002, 01:07 PM   #11
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Quote:
<font face="Verdana, Arial" size="2">Originally posted by WeTDrEaM:
The whole thing is I need to find an insurance company that will give me a good normal rate. That price is for coverage on a stock SS.

I need coverage on a car for appraisal of $70,000!! !@^%

**HELP** **MOTHER**
</font>
70k? wow You couldn't pay me 70k to make my car look like that.
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Old 07-18-2002, 01:28 PM   #12
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My ins. agency told me that the more expensive car couldn't be the 'weekend' car.

Who do you use?

Quote:
<font face="Verdana, Arial" size="2">Originally posted by Chris Ja:
Buy a beater for $200.00 bucks and make the SS a recreation car. That is what I did and it cut my insurnace down by 1/3. In your case about $2000.00 dollars. I don't know how you can get around 9 points other than this.

</font>
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Old 07-18-2002, 01:41 PM   #13
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Quote:
<font face="Verdana, Arial" size="2">Originally posted by robvas:

My ins. agency told me that the more expensive car couldn't be the 'weekend' car.

Who do you use?

</font>
You're insurance agency is screwing you with no lube. I have the 2nd most expensive car in my house and the daily driver cars are a 90 dakota sport, 89 honda accord, and a 95 dodge ram. The weekend cars, 2002 Aurora, my 98 Z, and a 99 Taurus

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Old 07-18-2002, 03:28 PM   #14
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anyone can appraise your car for whatever amount your willing to pay.....so long as you can come up with reciepts in the general area it usually isn't a problem.


as far as the insurance, collectors car insurance will usually be a better bet since it will lower the rates because of the less amounts of use that the car sees any way. although if you counter that with a 70,000 dolla appraisal amount you'll probably be right back up there.

with that many points, your age, and a new SS your just asking to spend a fortune; if you can't get a lower rate with a collectors insurance i think your better off riding a bicycle for a while.
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Old 07-18-2002, 04:19 PM   #15
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Quote:
<font face="Verdana, Arial" size="2">Originally posted by CPFarhood:
70k? wow You couldn't pay me 70k to make my car look like that.</font>
Damn dude! That was harsh!

Danee: Try Joe Nash at (248) 649-0770. Tell him Tom Szalach (zay-lak) sent you.

It's gonna be tough for you though, with the points, age, and the replacement-cost, you're looking at HIGH premiums.


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