Need Major help for insurance for the SS...

Well I kinda have a little problem... I have 9 points and State Farm wants $5,800.00 for 6 months insurance on my SS.

Does anyone have a lot of points that is getting a halfway decient rate. http://web.camaross.com/bb/confused.gif I'm not askin for a miracle just something better than $5,800.00 for 6 months. http://web.camaross.com/bb/eek.gif


Thanks,
Danee Popovski
1997 Camaro SS "WeTDrEaM"
"An Even WeTTeR DrEaM for 2002"

Try this guy he's done well for me.
Brain Grey he's a Bristol West Agent
517-349-6445.I had 11 points at one time.Down to one now.He took good care of me

Good Luck
James Coon
P.S. Tell him I sent YA.

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91 Z-28 305 H.O. 210 RWHP
crane hi-6,holley reg,air foil,3:73 richmonds,Ed Wright stage 2 chip,msd wires,SLP headers,best e.t 14.4@99.02mph

95 S-10 Blazer 4.3l A4 W/230,000 original miles.Never been touched but getting tired.Still likes to do burnouts!!!!

Yeah me two. I have 6 "insurance points" but only 1 on my driving license.

I pay 284 each month. Im 20 "21 next week" Im so sick of this ****.

Later,
Joe

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99 Pewter Transam. T-tops. Leather. M6 :) Bone stock.
13.3 at 105mph

State Farm decided to raise the rates .... $160/month to $240/month.

oh and to top it off I got 7 points .... once they get wind of that ... http://web.camaross.com/bb/wink.gif

/me garages grand am, takes insurance off it, buys DSM until things settle down

Years ago I had kinda the same problem, (348.00 per month on a 4 cylinder sunbird)
I switched to no fault and the bank never said a word.
I do seem to remember when I initially wrote the policy I told them I owned the car and there was no lien on it.
Good luck dude.


[This message has been edited by tta1415 (edited July 17, 2002).]

Famous conversation

"Why dont you just get a radar detector man??"

"Because bro' by the time i detect the cops they would already have me clocked"

(Episode taking place coming off the 21 mile exit..Doing well over a hundred MPH on 21 mile rd)

Dunno man, try look



[This message has been edited by SIXSPEEDING (edited July 17, 2002).]

The whole thing is I need to find an insurance company that will give me a good normal rate. That price is for coverage on a stock SS. http://web.camaross.com/bb/eek.gif

I need coverage on a car for appraisal of $70,000!! http://web.camaross.com/bb/eek.gif !@^%

**HELP** **MOTHER**

your SS was appraised at $70K?

Wow thats alot

Buy a beater for $200.00 bucks and make the SS a recreation car. That is what I did and it cut my insurnace down by 1/3. In your case about $2000.00 dollars. I don't know how you can get around 9 points other than this.

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87 IROC L98 700R4 A few mods. Best et 12.96 at 110 mph
All motor No NOS or Supercharger.
96 WS6 FORMULA Best et 13.5 at 105 mph

Put it in the parents or girlfriends name. I did this many many years ago.

In any case, Insurance rates are just a little to high, and when something happens they just dont want to come off with the money to fix things.

<font face="Verdana, Arial" size="2">Originally posted by WeTDrEaM:
The whole thing is I need to find an insurance company that will give me a good normal rate. That price is for coverage on a stock SS. http://web.camaross.com/bb/eek.gif

I need coverage on a car for appraisal of $70,000!! http://web.camaross.com/bb/eek.gif !@^%

**HELP** **MOTHER**</font>

70k? wow You couldn't pay me 70k to make my car look like that.

My ins. agency told me that the more expensive car couldn't be the 'weekend' car.

Who do you use?

<font face="Verdana, Arial" size="2">Originally posted by Chris Ja:
Buy a beater for $200.00 bucks and make the SS a recreation car. That is what I did and it cut my insurnace down by 1/3. In your case about $2000.00 dollars. I don't know how you can get around 9 points other than this.

</font>

<font face="Verdana, Arial" size="2">Originally posted by robvas:

My ins. agency told me that the more expensive car couldn't be the 'weekend' car.

Who do you use?

</font>

You're insurance agency is screwing you with no lube. I have the 2nd most expensive car in my house and the daily driver cars are a 90 dakota sport, 89 honda accord, and a 95 dodge ram. The weekend cars, 2002 Aurora, my 98 Z, and a 99 Taurus

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Chris
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'98 Black Z28 M6
Lid, EGR Mod, Borla Exhaust
SLP Short Throw & Knob
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http://cpfarhood.tripod.com
AIM: CPFarhood

*Boycot Roseville*

anyone can appraise your car for whatever amount your willing to pay.....so long as you can come up with reciepts in the general area it usually isn't a problem.


as far as the insurance, collectors car insurance will usually be a better bet since it will lower the rates because of the less amounts of use that the car sees any way. although if you counter that with a 70,000 dolla appraisal amount you'll probably be right back up there.

with that many points, your age, and a new SS your just asking to spend a fortune; if you can't get a lower rate with a collectors insurance i think your better off riding a bicycle for a while. http://web.camaross.com/bb/wink.gif

<font face="Verdana, Arial" size="2">Originally posted by CPFarhood:
70k? wow You couldn't pay me 70k to make my car look like that.</font>

Damn dude! That was harsh!

Danee: Try Joe Nash at (248) 649-0770. Tell him Tom Szalach (zay-lak) sent you.

It's gonna be tough for you though, with the points, age, and the replacement-cost, you're looking at HIGH premiums. http://web.camaross.com/bb/frown.gif


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Tom
1997 30th Aniv. SS &lt;&lt;383 Cubes of Nitrous Huffing Power!
1990 Mustang Notchback &lt;&lt;Project... Sold! :(
2FASST.com (http://www.2fasst.com) &lt;&lt;&lt; Holy s***! It's really here?!?!
Motown Muscle (http://www.motownmuscle.com) &lt;&lt;&lt; Dedicated to today's musclecar!
"...Now go away, or I shall taunt you a second time!"

Try Progressive. My rates aren't important here because I don't own an F-Body.

I used to be with Allstate... Same coverage, same vehicles, same deducts.,etc. Progressive beat them by almost $500/year.

And yes, I have my '92 Ranger 4 banger as my primary driver. No problem there.

Can insurance companies raise rates to unrealistic levels to get rid of someone they don't want to deal with? Almost sounds like that's what happened. I mean that's almost $12,000 a year!!! Haven't checked, so sorry if I insult you here, but Blue Book on that car shouldn't be much over $16,000.
Seems like they're almost anticipating you totaling the car out some time in the next 12 months.

Good luck

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'97 Talon Tsi AWD
best et: 14.200
best mph: 94.93
best 60ft: 1.849
stock boost and exhaust

Danne...
nothing short of changing your name and becoming someone else your...ummmmm
"You know"=screwed.
Parking the car and buy a beater will probley be your only way to drive and be able to buy insurance thats afforadable.
The ONLY real good advice I can give is don't play with the system or it will sting you worse bro!

<font face="Verdana, Arial" size="2">70k? wow You couldn't pay me 70k to make my car look like that.</font>

It's not a good idea to bash someone else's car.

Get a $100 beater, as long as you get the title. Insure that, your rates WILL go down with a multi car discount. Want it to go down further, just get renters insurance, or life insurance. Do that, & you will be happy.. ier

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hchap63@hotmail.com

01/SS, Black A4, TR224/112, ARE stage 2 heads, lid, FTRA, PMAF, PTB, Grott LT, true duals, NGK, ASP pulley, Vig 3200, LCA, poly TAB, Convo pros, ET Streets, 3300 raceweight. Little bit of juice..

Best ET: (All bolt ons) 11.496@116.42 (1.52)

Current best after Head & cam & nitrous:
10.88@124 (1.60)

Motown Muscle King of The Hill winner 6-8-02. Want some? Get some!!:)

RIP #3 Dirty Dale!!!

I hear what you all are saying...

The whole thing is I have a .02 beater Pontiac 6000 and that car is 1,200 for a year.

As far as putting it under my parents name... It was, they booted me off the insurance and any car I sit in under me parents name it instantly has no insurance.
So far the best I've found is $4,200 for 6 months.

I'll call your place CasE..

CPFarhood,
Obviously your vision isnt very good because I didnt ask for your opinion. http://web.camaross.com/bb/rolleyes.gif

Thanks for all the help everyone,

Danee Popovski
1997 Camaro SS

I dont mean to come off as a jerk in this situation but...Your rates are probally that high for a reason,how exactly did you get 9 points?

You either drive like a menace, or have horrible luck.Either way good luck to you.



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1993Z28:

400 small block supercharged,SLP headers,3:73,CORBEAU SPORT seats,ACCEL ignition setup,LT1 Edit,BOOST GAUGE/FUEL GAUGE

Dave's toy of joy!

Is it really worth it to pay that much at all? The only advise I can give to you is

1) call the law offices of Ernest Robinette in Sterling Heights, he can get most of those points taken care of. 9 should be in the 2k-ish range.

if that doesnt work

2) Stop driving the SS. Paying that much is insane. The money you would spend in one year on insurance could get you another car or a pretty pHat apartment.

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John

Bright Red 2002 Pontiac Firebird Formula M6 (http://images.cardomain.com/installs/180000-180999/180580_26_full.jpg)

taupe leather - ttops - 6 speed

1995 Quasarblue Z28 hardtop A4 - sold

Motown Muscle (http://www.motownmuscle.com) a Detroit area performance club for today's musclecar