Need Major help for insurance for the SS...
07-17-2002, 05:47 PM
#1
Registered User
Thread Starter
Join Date: Mar 2001
Location: Roseville, Mi
Posts: 67
Need Major help for insurance for the SS...
Well I kinda have a little problem... I have 9 points and State Farm wants $5,800.00 for 6 months insurance on my SS.
Does anyone have a lot of points that is getting a halfway decient rate.
I'm not askin for a miracle just something better than $5,800.00 for 6 months. 
Thanks,
Danee Popovski
1997 Camaro SS "WeTDrEaM"
"An Even WeTTeR DrEaM for 2002"
Does anyone have a lot of points that is getting a halfway decient rate.
I'm not askin for a miracle just something better than $5,800.00 for 6 months. Thanks,
Danee Popovski
1997 Camaro SS "WeTDrEaM"
"An Even WeTTeR DrEaM for 2002"
07-17-2002, 05:51 PM
#2
Registered User
Join Date: May 2002
Location: St.Johns MI
Posts: 824
Try this guy he's done well for me.
Brain Grey he's a Bristol West Agent
517-349-6445.I had 11 points at one time.Down to one now.He took good care of me
Good Luck
James Coon
P.S. Tell him I sent YA.
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91 Z-28 305 H.O. 210 RWHP
crane hi-6,holley reg,air foil,3:73 richmonds,Ed Wright stage 2 chip,msd wires,SLP headers,best e.t 14.4@99.02mph
95 S-10 Blazer 4.3l A4 W/230,000 original miles.Never been touched but getting tired.Still likes to do burnouts!!!!
Brain Grey he's a Bristol West Agent
517-349-6445.I had 11 points at one time.Down to one now.He took good care of me
Good Luck
James Coon
P.S. Tell him I sent YA.
------------------
91 Z-28 305 H.O. 210 RWHP
crane hi-6,holley reg,air foil,3:73 richmonds,Ed Wright stage 2 chip,msd wires,SLP headers,best e.t 14.4@99.02mph
95 S-10 Blazer 4.3l A4 W/230,000 original miles.Never been touched but getting tired.Still likes to do burnouts!!!!
07-17-2002, 06:36 PM
#3
Registered User
Join Date: Mar 2000
Location: Midland, MI, 48624
Posts: 481
Yeah me two. I have 6 "insurance points" but only 1 on my driving license.
I pay 284 each month. Im 20 "21 next week" Im so sick of this ****.
Later,
Joe
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99 Pewter Transam. T-tops. Leather. M6
Bone stock.
13.3 at 105mph
I pay 284 each month. Im 20 "21 next week" Im so sick of this ****.
Later,
Joe
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99 Pewter Transam. T-tops. Leather. M6
Bone stock. 13.3 at 105mph
07-17-2002, 09:07 PM
#4
Registered User
Join Date: Mar 2001
Location: not here
Posts: 179
Years ago I had kinda the same problem, (348.00 per month on a 4 cylinder sunbird)
I switched to no fault and the bank never said a word.
I do seem to remember when I initially wrote the policy I told them I owned the car and there was no lien on it.
Good luck dude.
[This message has been edited by tta1415 (edited July 17, 2002).]
I switched to no fault and the bank never said a word.
I do seem to remember when I initially wrote the policy I told them I owned the car and there was no lien on it.
Good luck dude.
[This message has been edited by tta1415 (edited July 17, 2002).]
07-17-2002, 09:34 PM
#5
Removed
Join Date: May 2002
Location: Canton,Mi,USA
Posts: 62
Famous conversation
"Why dont you just get a radar detector man??"
"Because bro' by the time i detect the cops they would already have me clocked"
(Episode taking place coming off the 21 mile exit..Doing well over a hundred MPH on 21 mile rd)
Dunno man, try look
[This message has been edited by SIXSPEEDING (edited July 17, 2002).]
07-17-2002, 09:39 PM
#6
Registered User
Thread Starter
Join Date: Mar 2001
Location: Roseville, Mi
Posts: 67
The whole thing is I need to find an insurance company that will give me a good normal rate. That price is for coverage on a stock SS.
I need coverage on a car for appraisal of $70,000!! !@^%
**HELP** **MOTHER**
I need coverage on a car for appraisal of $70,000!!
!@^%**HELP** **MOTHER**
07-17-2002, 11:32 PM
#8
Eternal Member
Join Date: Apr 2002
Location: Warren / Mi
Posts: 1,064
Buy a beater for $200.00 bucks and make the SS a recreation car. That is what I did and it cut my insurnace down by 1/3. In your case about $2000.00 dollars. I don't know how you can get around 9 points other than this.
------------------
87 IROC L98 700R4 A few mods. Best et 12.96 at 110 mph
All motor No NOS or Supercharger.
96 WS6 FORMULA Best et 13.5 at 105 mph
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87 IROC L98 700R4 A few mods. Best et 12.96 at 110 mph
All motor No NOS or Supercharger.
96 WS6 FORMULA Best et 13.5 at 105 mph
07-18-2002, 07:44 AM
#9
Registered User
Join Date: Dec 1999
Location: Warren Mi.
Posts: 105
Put it in the parents or girlfriends name. I did this many many years ago.
In any case, Insurance rates are just a little to high, and when something happens they just dont want to come off with the money to fix things.
In any case, Insurance rates are just a little to high, and when something happens they just dont want to come off with the money to fix things.
07-18-2002, 12:07 PM
#10
Registered User
Join Date: Sep 2001
Posts: 223
<font face="Verdana, Arial" size="2">Originally posted by WeTDrEaM:
The whole thing is I need to find an insurance company that will give me a good normal rate. That price is for coverage on a stock SS.
I need coverage on a car for appraisal of $70,000!! !@^%
**HELP** **MOTHER**</font>
The whole thing is I need to find an insurance company that will give me a good normal rate. That price is for coverage on a stock SS.
I need coverage on a car for appraisal of $70,000!!
!@^%**HELP** **MOTHER**</font>
07-18-2002, 12:41 PM
#11
Registered User
Join Date: Sep 2001
Posts: 223
<font face="Verdana, Arial" size="2">Originally posted by robvas:
My ins. agency told me that the more expensive car couldn't be the 'weekend' car.
Who do you use?
</font>
My ins. agency told me that the more expensive car couldn't be the 'weekend' car.
Who do you use?
</font>
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Chris
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'98 Black Z28 M6
Lid, EGR Mod, Borla Exhaust
SLP Short Throw & ****
-------------
http://cpfarhood.tripod.com
AIM: CPFarhood
*Boycot Roseville*
07-18-2002, 02:28 PM
#12
Registered User
Join Date: Nov 2000
Location: MI
Posts: 3,978
anyone can appraise your car for whatever amount your willing to pay.....so long as you can come up with reciepts in the general area it usually isn't a problem.
as far as the insurance, collectors car insurance will usually be a better bet since it will lower the rates because of the less amounts of use that the car sees any way. although if you counter that with a 70,000 dolla appraisal amount you'll probably be right back up there.
with that many points, your age, and a new SS your just asking to spend a fortune; if you can't get a lower rate with a collectors insurance i think your better off riding a bicycle for a while.
as far as the insurance, collectors car insurance will usually be a better bet since it will lower the rates because of the less amounts of use that the car sees any way. although if you counter that with a 70,000 dolla appraisal amount you'll probably be right back up there.
with that many points, your age, and a new SS your just asking to spend a fortune; if you can't get a lower rate with a collectors insurance i think your better off riding a bicycle for a while.
07-18-2002, 03:19 PM
#13
Exposed Member
Join Date: May 1999
Location: Dangerously close to Detroit
Posts: 647
<font face="Verdana, Arial" size="2">Originally posted by CPFarhood:
70k? wow You couldn't pay me 70k to make my car look like that.</font>
70k? wow You couldn't pay me 70k to make my car look like that.</font>
Danee: Try Joe Nash at (248) 649-0770. Tell him Tom Szalach (zay-lak) sent you.
It's gonna be tough for you though, with the points, age, and the replacement-cost, you're looking at HIGH premiums.
------------------
Tom
1997 30th Aniv. SS <<383 Cubes of Nitrous Huffing Power!
1990 Mustang Notchback <<Project... Sold!
2FASST.com <<< Holy s***! It's really here?!?!
Motown Muscle <<< Dedicated to today's musclecar!
"...Now go away, or I shall taunt you a second time!"
07-18-2002, 03:31 PM
#14
Registered User
Join Date: Mar 2000
Location: Whitmore Lake Mi
Posts: 2
Try Progressive. My rates aren't important here because I don't own an F-Body.
I used to be with Allstate... Same coverage, same vehicles, same deducts.,etc. Progressive beat them by almost $500/year.
And yes, I have my '92 Ranger 4 banger as my primary driver. No problem there.
Can insurance companies raise rates to unrealistic levels to get rid of someone they don't want to deal with? Almost sounds like that's what happened. I mean that's almost $12,000 a year!!! Haven't checked, so sorry if I insult you here, but Blue Book on that car shouldn't be much over $16,000.
Seems like they're almost anticipating you totaling the car out some time in the next 12 months.
Good luck
------------------
'97 Talon Tsi AWD
best et: 14.200
best mph: 94.93
best 60ft: 1.849
stock boost and exhaust
I used to be with Allstate... Same coverage, same vehicles, same deducts.,etc. Progressive beat them by almost $500/year.
And yes, I have my '92 Ranger 4 banger as my primary driver. No problem there.
Can insurance companies raise rates to unrealistic levels to get rid of someone they don't want to deal with? Almost sounds like that's what happened. I mean that's almost $12,000 a year!!! Haven't checked, so sorry if I insult you here, but Blue Book on that car shouldn't be much over $16,000.
Seems like they're almost anticipating you totaling the car out some time in the next 12 months.
Good luck
------------------
'97 Talon Tsi AWD
best et: 14.200
best mph: 94.93
best 60ft: 1.849
stock boost and exhaust
07-18-2002, 04:15 PM
#15
Registered User
Join Date: Feb 2000
Location: Bountiful, Utah
Posts: 1,248
Danne...
nothing short of changing your name and becoming someone else your...ummmmm
"You know"=screwed.
Parking the car and buy a beater will probley be your only way to drive and be able to buy insurance thats afforadable.
The ONLY real good advice I can give is don't play with the system or it will sting you worse bro!
nothing short of changing your name and becoming someone else your...ummmmm
"You know"=screwed.
Parking the car and buy a beater will probley be your only way to drive and be able to buy insurance thats afforadable.
The ONLY real good advice I can give is don't play with the system or it will sting you worse bro!
