I pay around $1500/year for coverage on my Z, my 'Vette, and my DD Grand Am.

 

He left Mongo's in late October because he's "not a people person." I guess it's a prereq for working on cars - being a "people person." You have to get along with those cars, eh?!

He landed a job at PSE&G in Edison in December working on the hydraulic something-er-others on the trucks. He LOVES it. He's been wanting to get in there for a long time and the opportunity arose at EXACTLY the right time for him.

I can top your taxes Brian. We live in Bristol Twp - $hitty neighborhood. $hitty school district and people steal our recycle bin over and over again - we gave up on that one. 2 bedroom, 1 bath ranch on 1/5th of an acre with a 2 car detached garage = $4300 / year. AND, I owed the twp $243 because of their piece of crap occupancy tax. Unreal... $4543 for absolutely NOTHING but trash removal.

BTW - I paid $1200/year for my mustang for full coverage.

 

I'm in Ewing with a 3 bedroom split level with partial basement, 1-1/2 baths and we pay almost $7400 a year in taxes! I'm still waiting for that 20% tax refund the governor promised us! But we do have public water, sewer and a golf course across the street. Don't buy a house in NJ with a septic system unless you know it's been replaced recently. That is a big issue and they are not cheap to have re-done. My 2000 SS runs me around $900 a year full coverage with NJM insurance, but then I'm old so I'm a low risk!

 

I'm still waiting for the 20% refund also. I honestly dont believe its going to happen. The gov will probably need that money to cover his medical bills now... you know since he was speeding and not wearing a seat belt. I wonder does the cop who was driving get a surcharge on his insurance for an acident? I wonder if he had to pay the $17 to the state for his insurance also...

 

brian put the car in my name, and ill put u on my plan the car must be driven by me once a month though. lol but i have full coverage on the camaro, and liability on the jetta. i pay more for liability on the jetta than i do for full coverage on the camaro. i have 4 points on my lisc.

 

hey brian, check out New Jersey Manufacturers insurance. my father and i have been with them for years..i only pay 740 a year for full coverage. also when you get a ticket your insurance does not go up!

here's the # 1-609-883-1300

eric

 

The surcharge for doing business here is one of the reasons most insurance companies wouldn't come to NJ. Its only been in the past few years that Geico and others have come to this state. I'm finally getting a break since I turn 25 next month, so my payments for my Jeep with no points are going from $2000 a year to $1400. Hopefully the $600 difference will be enough for me to get the Camaro back on the road after 2 years, since I'm planning to get just liability and some sort of low mileage clause. I'm with State Farm, but I may try NJ manufacturers for the Z.

 

You could always move to Ohio. Living is cheap here. Just don't live in the cities of Cincinnati, Cleveland, Toledo, Columbus, or Youngstown. But the suburbs are pretty nice.

 

Wow. after reading the insurance costs, and taxes there I am definitely never moving anywhere near that area.. I will go west.. As it is it is like 3000 in property taxes (not to bad really considering the next lake over is like triple that) And I only have to pay $160 / 6months for liability per vehicle. or something like $100 a month for full coverage per vehicle.

 

Just got done researching, looks like it'll be $586 a year for my Z with bare bones, minimum allowed by law insurance with under 3,000 miles a year.

 

Honestly at this point I really could care less about searching for a new insurance company again. I get quotes from all of them like every 2 years and I have switched companies 4 times. The problem here is not the insurance companies... its the state of NJ. And they are making life difficult for us. Its time to get some real government going here and no more BS. The current Corzine hasn't done a thing for me... His priorities are all messed up. There are alot of thing worng in this state and Imus meeting the Rutgers basketball team is not a major deal. There is no reason that he should be racing down the highway at 90 for that crap. Now if he was on his way to the meeting which sets the rules for insurance carriers in NJ I would forgive him. Or maybe he was racing to get to the meeting for airport security regulations... anything else would be important. Our Governor has no buisness getting involved with Imus. And breaking about 10 different laws for it just burns me up. Especially when I have to pay a $17 surcharge for a stupid fund. Insurance and taxes here are just a joke.

McGrevy didnt do anything either. Well unless you count giving his boyfriend a job But seriously I honestly cannot think of one thing he did while in office that beniffited me.

Maybe I am just ranting here but it just seems that I am not getting my monies worth here anymore. I really wish I could pick my government plan like I do a phone company... Moving out of NJ just isnt an option.

 

Yup, taxes suk in NJ and car insurance does too. I've been with New Jersey Manufacturers for 23 years and they give you a dividend back pretty much every year so when you look at the cost of full coverage(around $900 on my 2000 SS) you can then subtract the dividend amount which would run around $75-100 and the net cost is really hard to beat. NJM is probably the way to go in NJ.

 

I pay about 1300 a year for my Z28 and about 800 for my Daytona Shelby

 

Yes Nj def sucksw when it comes to taxes and insurance. I bought my Z when I just turned 20 and they wanted 5,000 a year for insurance with no points. I ended up putting that car in my dads name.

 

I thought a governer was just a limiter, not really doing anything worthwhile. Like the one on my Tahoe that keeps me from going over 100mph... not that I would know anything about that.

Inusrance is your issue, mine is friggin school taxes. I think once Jessica is outta here, I'm moving upstate with John Pampered-z. There's a city up there that never needs snow plowing... Centralia.