So I get my car insurance bill in the mail today. I opened up the Geico package expecting to see the same price I paid last time. To my suprise its like $20 higher. I looked at the bill and I see a "PLIGA surcharge" for $17. So I called Geico and they told me that the surcharge is a fee that the insurance company has to pay to the state of NJ. They have to pay this fee to the state for the right to do buisness here. The surcharge is Geico now billing me for their cost of doing business and its a "recoupment fee". I asked if there was anything they could do because I dont feel the fee should be my responsibility. They said sorry sir you have to pay it...


I'm starting to get tired of the state of NJ... maybe its time we found a governor who will crack down on this crap instead of speeding down the TPK at 100 mph with no seat belt on to get to the Imus meeting I ask this... does he get a surcharge on his insurance for breaking the law? nope, I get a surcharge for someone else to have the right to do buisness here...

I'm no buisness major but something dosent seem right here...

 

fair? no

legal? yes

I hate this BS too, almost as bad as being able to be ticketed for not wearing a seatbelt. I agree, new jersey blows.

 

lol i wouldnt say thats fair, but somone has to pay for his Tahoe that got messed up.. What does PLIGA stand for?


PA>NJ Auto insurance

 

I agree, now my question is where is Corzine's seatbelt ticket?

 

I have no idea but I just put out 17 bucks for it....

 

 

If enough people voice their displeasure, Geico will rethink their strategy. Not too long ago, Verizon was dumb enough to send out a letter effectively telling its subscribers that even though their operating costs were going down, they were adding a monthly fee to offset the customer's savings. Well, another letter came out a few days later to correct that decision

Have you looked into other insurers?

 

Not yet... car insurance in this state is a joke. All I do is fork out big money and get nothing in return but a piece of paper to tell me I am legal. I seem to swap insurance companies every 2-3 years because of crap like this. My camaro does not even have insurance. I guess its time to start shopping again. (sigh...)


what are you guys paying? Liz and I have to fork out 986 every 6 months for full coverage on an 05 Yukon and her 01 Corola....

 

i just called around for insurance for my camaro..i guess since i have some points on my license i got quteos of $4000+ for a year

 

i pay around 1400 a year for both of my cars, im 20 years old

 

you suck!

 

You've just given me another reason why I should never move to NJ. Rick and I both work in NJ - he's up in Edison now and I'm in Princeton. We have talked about moving to the Old Bridge area but can't get past the insane taxes and insurance is the state.

 

Edison? Where at? When did he leave Mongos's?

I almost stopped in to see him a few weeks ago, I just happened to be in the neighborhood. I didnt see his car so I didnt stop. Good thing I didnt huh? lol

Taxes suck in NJ, especially up north. The further up you go the worse it gets. I paid $4400 last year in property taxes for a 3 bedroom 1 bath ranch on a slab... And I am in one of the most reasonable towns around. My parents are in Cinnaminson... try $9000 and they have yet to be re-assesed. They went thru my town last year and Cinnaminson is this year. She is planning to put the for sale sign up if it goes any higher. Granted her house is a 4 bed 2.5 bath but its crazy here.

Oldbridge? you almost need a second job to afford that one....

 

BTW, Harold you do suck.... I paid $4800 for my camaro the first year I got it. I was 21ish and had 2 pts...

 

on my Z and a 90 subaru i pay bout $2200/yr for liabilty, I think it's kinda high but I've always had points on my license, actaully just fought a 5pt ticket yesterday and got the whole ticket dropped..wheww

NJ Rates are insane!