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So I saw a reference in another thread about someone knowing somebody who got a new engine through their comprehensive insurance. Any truth to this? Heck, even with a $500 deductable it would be a steal!
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'95 Z/28 - Arctic White, 6spd. SLP CAI, Hooker Cat-Back, ZR1 Rims, PCM4Less Tune, 160* T-stat, New Opti, LT4 KM, !CAGS !AIR, TB coolant bypass; so much more to do...
'79 Z/28 - 4spd. 355c.i. Comp Cams XE262, Pocket-ported 882's, Performer Intake and Carb, Hooker headers, CE subframe connectors, Poly body mounts, Eibach springs, Custom heat/defrost
I had a friend tell me that he blew up his LS1 and his insurance was going to replace it. Then he told me that he had the shop put in an LS6 instead. But they couldn't figure out why it wasn't running right. He said the finally had to do a tune on the computer.
I told him, I believe it and I also own ocean front property in AZ.
2002 Z28 35th, M6
"If my calculations are correct, when this baby hits 88 mile per hour, you're gonna see some serious ****." -Back To The Future
I have!!! I Hydro-locked my original L98, broke a piston the whole nine yards. Since the engine had over 100,000 miles they only gave 1/2 the cost to replace/rebuild it and after the deductable I only ended up getting about $1,200.
Edit: I posted about it but this was around 3 years ago so I don't think the thread is still out there
Depends on the company but most will give you the full dollar amount for the motor due to water splashing up there and hydrolocking it while driving (as long as you don't have a CAI or something that could have helped the situation), or if you were in an accident. Wires crossing and catching fire and such would also generally be covered under warranty.
But any motor dead simply from general wear and tear or abuse is never going to be covered AFAIK.
__________________ NateProud member of the Rim Militia 2007 Colorado Z71 Crew Cab 3.7 I5, 3.73 - 1995 Z28 A4 3.73 Tons of mods *SOLD* 11/27/06 1994 Z28 A4 3.23 Not so many mods ==*SOLD* 03/14/02 2007 Kawasaki KFX700 Team Green & black. Bone stock for now.
If you have FULL coverage, but never told the insurance company the mods, than MAYBE you can get the engine repaired to "stock levels".
If you have FULL coverage, and you have told your insurance company about the mods, and you both agreed on price and pay the extra premiums accordingly for the extra "value" of the mods, then I don't see why they shouldn't cover it.. although exactly what you get back in $$ may be a question..