Can anybody give me a rough estimate on insurance?

anybody got any ideas on how high insurance would be when i get my Camaro i'm only 19 but i talked my mom into getting me the car for my 20th birthday which is in August and i told her i'd pay the car note and that her and my dad would go half on the insurance but if the insurance is super high it might jeopardize my chances in getting my camaro and i'm getting the 2Lt/Rs Camaro.

I don't think there is any way for anyone to determine insurance rates right now. And even when the car is out, everyone's rates are different.

What I can say is that there was a huge emphasis on vehicle safety, due in part to help insurance rates stay as low as possible making the car as affordable as possible in that regard.

ok thanks i just hope it isn't all that high

ok thanks i just hope it isn't all that high

My '98 SS was VERY reasonable as far as insurance rates go. I had it in insured in good old expensive NY state when I owned it and it was still pretty decent. I was 22 at the time when I first bought it and now no longer own it since about 4 1/2 years ago when I decided to move to NC. I expect the insurance on my '10 SS here in NC to be very reasonable, obviously a lot better than when I had my '98 SS insured in NY and was a few years younger as well.

My '98 SS was VERY reasonable as far as insurance rates go. I had it in insured in good old expensive NY state when I owned it and it was still pretty decent. I was 22 at the time when I first bought it and now no longer own it since about 4 1/2 years ago when I decided to move to NC. I expect the insurance on my '10 SS here in NC to be very reasonable, obviously a lot better than when I had my '98 SS insured in NY and was a few years younger as well.

The pricing isn't going to kill him but I have a feeling your idea of "reasonable" and his may differ. He's still going to have 300HP below his right foot at the ripe old age of 20...

$750-800 every 6 months for what I would get as min coverage for that age-> 100/300k $500 deductibles. Just my guess.

I'm 41, no accidents or violations as long as I can remember, married 13 years, house, 2 kids, 2 cars, etc, etc,

Geico has estimated me (not in their system yet) at $360 every 6 months but that's for 300/500k $200 deductibles, full glass, etc..

well i'm not goin to put the insurance in my name i'm goin to co-sign with my dad or mom but i was at least hoping for a price ranging from 350-450 but you got to keep in mind that i'm going to have to get full coverage since it's a new car off the lot and i also live in Louisiana if that helps.

I called my insurance company on friday with VIN's for an SRT8 Challenger and Mustang GT. I was disappointed to hear that my insurance would be $2400/year for either of them which I assume to be very close to Camaro rates. I'm 25 and my driving record is clear now...I was expecting it to be no more than $2000/year, but maybe I'm spoiled by $600/year liability only on my '96. Hearing that was enough to end my debate of sneaking in a first allocation order. For $600/month for the car and insurance I'll have to do some thinking and actually be able to SIT in the car at least before I order.

well i'm not goin to put the insurance in my name i'm goin to co-sign with my dad or mom but i was at least hoping for a price ranging from 350-450 but you got to keep in mind that i'm going to have to get full coverage since it's a new car off the lot and i also live in Louisiana if that helps.

$350-450 how often? certainly not every 6 months

insurance on the v6 shouldnt be too bad. call around different insurance companies and get quotes on mustang v6 and challanger v6 SE models. that should give you a good idea.


i was paying 350 a month on my 99 trans am. 2400 a year isnt too bad at all. remember the tickest come off insurance every 3 years adn off your driving record every 2.

insurance on the v6 shouldnt be too bad. call around different insurance companies and get quotes on mustang v6 and challanger v6 SE models. that should give you a good idea.


i was paying 350 a month on my 99 trans am. 2400 a year isnt too bad at all. remember the tickest come off insurance every 3 years adn off your driving record every 2.

yea I totally agree 2400 a year isn't bad at all and hopfully it's less than that since I'm goin under my parents imsurance if it's that cheap I'll pay the insurance n they can pay the note I did the camaro builder and I price mines at like 28k plus a few extras which they couldn't include the price so it may be more but I'll be putting like 10 r 12k on the car.

yea I totally agree 2400 a year isn't bad at all and hopfully it's less than that since I'm goin under my parents imsurance if it's that cheap I'll pay the insurance n they can pay the note I did the camaro builder and I price mines at like 28k plus a few extras which they couldn't include the price so it may be more but I'll be putting like 10 r 12k on the car.

pay the note???? whats the note?
so your parents are paying for the car? well i would hope you would pay the insurance then.man that would be nice. if your parents are buying the car,its under their name, that actually makes you a secondary driver so the car insurance should be cheaper than what you think. depending on your parents driving record. it would have to be insured under them and you would just be on as a secondary driver. now if you are the primary driver and its just you on the policy its going to be a little more.

pay the note???? whats the note?
so your parents are paying for the car? well i would hope you would pay the insurance then.man that would be nice. if your parents are buying the car,its under their name, that actually makes you a secondary driver so the car insurance should be cheaper than what you think. depending on your parents driving record. it would have to be insured under them and you would just be on as a secondary driver. now if you are the primary driver and its just you on the policy its going to be a little more.

I meant note as in car note...I was either going to pay the monthly car note or the insurance depending on which one Is cheaper...I'm just trying to get the cheapest payment so I can do some mods on my car.

I meant note as in car note...I was either going to pay the monthly car note or the insurance depending on which one Is cheaper...I'm just trying to get the cheapest payment so I can do some mods on my car.

you mean bill. where are you from?

you mean bill. where are you from?

same thing but I'm from Louisiana

i have never heard a bill called a note. i thought you might have been from canada or europe and note was what you used to describe your bill. but apparently your from louisiana. kinda like europe............ j/k.

i have never heard a bill called a note. i thought you might have been from canada or europe and note was what you used to describe your bill. but apparently your from louisiana. kinda like europe............ j/k.

lol well I'm guess it's a south or slang thing...down here we call certain things bills and notes.

Ouch! Yall's rates are high! I have full coverage w/ $0 deductible comprehensive for $118.00/mo for a 07 Mustang GT(yeah, i know. im waiting to correct it). The difference in the premium for a Corvette was about $18 a month.

Ouch! Yall's rates are high! I have full coverage w/ $0 deductible comprehensive for $118.00/mo for a 07 Mustang GT(yeah, i know. im waiting to correct it). The difference in the premium for a Corvette was about $18 a month.

lol I kno that's these bad ass drivers out here but I'll be put under my dad's insurance I kno it'll be kinda sorta cheap but What would be the difference between 0 deductible and let's say 100k deductible?

lol I kno that's these bad ass drivers out here but I'll be put under my dad's insurance I kno it'll be kinda sorta cheap but What would be the difference between 0 deductible and let's say 100k deductible?

The difference is one exists and one doesn't.

i just moved from louisiana and i dont know the facts but i would have to guess that its the highest or in the top 2 in the country. it was brutal, i had a 07' mustang when i moved there and my insurance flew up to almost to what my car note was. the v6 will help but it will still be high

well I would like a deductible for my car tho and I kno Louisiana is high but I kno my parents insurance is good so that shouldn't be much high and I'll put like 10 r 12k on the car when I go to buy it so that will be a big help on my car payments.

0 deductible???? You're paying way more than it's worth for that insurance... I've got 1k on everything across the board and 0 accidents...

hey i turned 25 last year and had all of my tickets finally come off this past october and im clean as a whistle adn my insurance is still high. yeah it went down about 200 a half but im still paying about 1400 a year for a hummer. i have a 01 silverado that i have liability on and im only paying 340 a year for. i really have no idea what ill be paying for ins. for the camaro. ive changed alot of my driving habits since not having a fast car. its been over 3 years since ive had insurance on anything to consider me "high risk".

hey i turned 25 last year and had all of my tickets finally come off this past october and im clean as a whistle adn my insurance is still high. yeah it went down about 200 a half but im still paying about 1400 a year for a hummer. i have a 01 silverado that i have liability on and im only paying 340 a year for. i really have no idea what ill be paying for ins. for the camaro. ive changed alot of my driving habits since not having a fast car. its been over 3 years since ive had insurance on anything to consider me "high risk".

oh ok well the only ticket i've ever had was just a seatbelt ticket n one speeding ticket that got dropped so but i'll still be under my parents insurance so it shouldn't be all that high

So many factors go into insurance these days it is ridiculous. I have hard the list consists of something like the following, plus more...some obvious and some make you question why...

Age
Place of residence
Income level
Credit rating
Place of employment
Medical history
Vehicle
Mileage driven per year
Deductable
Home owner or not
Children or not
Who lives in your household with you
Male or female

and on and on and on...

All I can say is good luck to everyone on getting a good rate.

oh ok well the only ticket i've ever had was just a seatbelt ticket n one speeding ticket that got dropped so but i'll still be under my parents insurance so it shouldn't be all that high
youd be surprised. you might want to check your parents record also. no matter how old they are they could still have a few tickets thats affect you. even that little speeding warning will show up on your record. they take it into concidereation. and only being 19 you got alot of time to mess up that perfect record. i got 2 tickets in the same weekend. lost my liscence for 90 days when i was 16.

man i see insurance isn't no joke but i should be alright under my dad's insurance cuz my mom isn't all that of a good driver lol...but i kno it's going to be higher than the rest cause Louisiana driver's aren't that good i think were in the top 5 with highest insurance....i just checked and according to the chart were number 1 with the highest auto insurance in the country which sucks.

that sucks. good luck

i talked to my insurance the other day and they could only give me an idea on a sports car price, he told me once the model came in to view. to get the VIN and msrp and then he cold tell me a very close price to what it would cost. the number he gave me now would roughly put me at $136 a month, which isnt bad at all for a new sports car and im only 20.

i talked to my insurance the other day and they could only give me an idea on a sports car price, he told me once the model came in to view. to get the VIN and msrp and then he cold tell me a very close price to what it would cost. the number he gave me now would roughly put me at $136 a month, which isnt bad at all for a new sports car and im only 20.

yea i got my quote about a month ago it's $121 a month.

im 25 n have no tickets on record atleast anymore my insurance agent quoted me around 140 a month

yup also depends on where u are the cams are showing up here may 5th 6th cant wait

Whizkid, I mean no disprespect when I say this, but technically, if your parents are paying the car payments, you should be calling it "their car that they let me drive". It's an attitude that establishes proper respect for what your parents will be doing for you.

If they put only your name on the title, refer to it as the "car my parents gave me as a gift". I mean, Man, I wish I wouldv'e had parents like that! Wow! Either way, I am very happy for you. That's going to be a heck of a car. Just be sure to give your parents the appreciation and respect that's due them.

I am waiting on my 2SS RS. State Farm already had the car rated in their system. I have $500 deductible and high limits but also have homeowners insurance, life insurance and other cars on the policy with no accidents or tickets, married, kids, over 40, etc.

We live in MA, and I was afraid to ask her what it would be. When she looked it up it was around $638 a year for 100/300 liability, 250,000 property and 500 deductible. Seems good! By the way that is for a clean driving record:). Note: she works for the actual company not an agent, so this is reliable info (quoted a 2SS model)

Whizkid, I mean no disprespect when I say this, but technically, if your parents are paying the car payments, you should be calling it "their car that they let me drive". It's an attitude that establishes proper respect for what your parents will be doing for you.

If they put only your name on the title, refer to it as the "car my parents gave me as a gift". I mean, Man, I wish I wouldv'e had parents like that! Wow! Either way, I am very happy for you. That's going to be a heck of a car. Just be sure to give your parents the appreciation and respect that's due them.

i wish they were paying for it....i have to get a job to pay for the payments and insurance myself so the car will be mines, i'm just using my dad's name to get better rates other than that he's not even putting 1 dollar on it it's coming from my pocket.

for u maybe 250 or so a month but if your smart put a super high deductible on it so monthly insurance is lower mine is around 160 a month n thats a 500 deductible goin for a 1000 deductible n im getting a 1ss n im only 25 so keep that record clean

Periods are pretty cheap.;)