Insurance insight needed

well, the other day I was talking to someone who lives the san fernando valley who talked to his insurance company about 4th gen z28s and 3rd gens. they told him it would be $4500 a year!! after he told me that,my heart dropped and i knew my dream of owning a z28 would be over(for now at least). i then decided on the following cars/trucks:

Cars:
1987-1992 IROC/ Z28
1993-1997 V6 camaro
1995-1999 turbo DSM
1997+ grand Prix Gt/GTP

Truck:
1998+ V6 S10 xtra cab
1997+dakota V6 or V8(depending on insurance

now, i was wondering if anyone could give me rough estimates based on the following info:

Insurance company: Mercury
location: San Fernando Valley
car will be registered under under mothers name
I(17 years old) will be as a secondary driver w/o good student discount

if u need any more info, just say so

thanks in advance


EDIT: I added the 87-92 IROC/ Z28
------------------
no car yet http://web.camaross.com/bb/frown.gif
AIM: CamaroZack

[This message has been edited by Zack (edited June 29, 2002).]

<font face="Verdana, Arial" size="2">Originally posted by Zack:
they told him it would be $4500 a year!! </font>
That is NOT true. It wouldn't be that much. It could easily be $2000-$2500, but no way in hell would it be $4500. You'd have to get several tickets first.

In any case, of the cars you listed, I would pick the 3.8 Camaro, or the 4.3 S10. Don't go rice, man.. At your young and impressionable age you might get addicted and adopt ricer delusions and tendencies. http://web.camaross.com/bb/wink.gif http://web.camaross.com/bb/biggrin.gif

The way to make a 4.3 S10 cool, IMO... Is to drop it down to a "sport" stance, 17"s, (NO Altezzas) http://web.camaross.com/bb/wink.gif and you can do a couple things to wake it up even more in the hp department.. Those 4.3s are fast little buggers.. It'll suprise ya! http://web.camaross.com/bb/biggrin.gif


------------------
Nate
1994 Teal Z28 A4 3.23 -all the usual mods Sold 3/11/02
1966 El Camino SS396 4.11 -heavily modded Sold 8/15/97
1988 K5 Blazer 350TBI, 700R4, K&N, Flows, AR Bajas...
My Z28, P71, Blazer and Elco pics (http://photos.yahoo.com/kickztailout)
TNC member since 1980

<font face="Verdana, Arial" size="2">Originally posted by kick Z tail out:
Don't go rice, man.. At your young and impressionable age you might get addicted and adopt ricer delusions and tendencies. http://web.camaross.com/bb/wink.gif http://web.camaross.com/bb/biggrin.gif

</font>


lol. the eclipse is the only import i would get, and i would only get it in this situation just to stay in the "performance world"

Zack,

A V6 is something to consider because its lower rates, but who wants a V6 hehe. (that was a joke, no offense intended) Heres what I did, I bought my car 2 years ago when I was 19. There was no havin a V6 for me, Z28 or nothing. I got my Z and I went with just liability. I only drive down the street to work and put less than 10,000 miles a year on my car even though I drive it year round. (soon to change since im buying an suv, and will keep my baby in the garage during the week) I have big plans for the car so I dont want it to be my daily driver. Anyways back to the subject, I pay around 1000 a year for my liability coverage, which saves me a ton over the full coverage of like 2500 a year. I have AAA by the way. Since you will be under your mothers name it will be a little less. The main thing to consider however, is whether you want full coverage or just liability. I figure Im a careful driver, for the most part, so Im willing to risk that I will not total my car. So far I have owned it two years and have saved $3000 in insurance and have only had a minor incident with a shopping cart...overall I would say it worked out and I have been able to dump that 3 grand into mods http://web.camaross.com/bb/biggrin.gif

There has been some steals on Z's lately that have tempted me to buy a second one, good luck with your purchase.

~Sean

so Sean, are those the same rates to expect from an IROC w/ 350? i would love to know cuz I found a beautiful IROC that I would love to have if i knew to expect lower rates than those of a 4th gen

------------------
no car yet :(
AIM: CamaroZack

For that question I would talk to your insurance provider. I don't know for sure but I would imagine the liability would be the same because it still qualifies as a fast sports car. Full coverage would probably be less though because the value of the car would probably be less than a 4th gen. Once again it really comes down to whether you want to get full coverage or just liability.

...

Sent you mail, tell me how much I can save by switching http://web.camaross.com/bb/biggrin.gif

....